Payment and Financing

At OC Lifesmiles, we believe that everyone deserves a healthy, beautiful smile they can be proud of. Providing high-quality dental care at an affordable cost is important to us and we do all we can to make paying for your treatment as convenient as possible. Whether you require extensive restorative dentistry or desire the enhanced aesthetics of porcelain veneers, we offer a variety of payment and financing solutions to help make your new smile a reality.

Dental Insurance

Dental insurance coverage can help mitigate the cost of your necessary care. Our team is extremely knowledgeable when it comes to insurance matters and you can rely on us to help solve or explain any issues that may arise. We accept insurance from several companies, including:

  • Anthem® Blue Cross
  • Aetna®
  • Assurant®
  • Cigna®
  • Delta Dental®
  • Guardian®
  • MetLife®

If you would like to find out if your insurance covers visits to our office, we would be happy to run your information and discuss our findings with you. Contact our team to get started!

Payment Options

We gladly accept many forms of payment to provide you with maximum flexibility when covering the cost of your treatment. You may pay for treatment with the following methods:

  • Cash
  • Check
  • Credit Card
  • Financing

Financing Options

We offer financing through CareCredit® to deliver lending opportunities that make treatment more affordable. CareCredit® offers a variety of financing options that can be custom-tailored to suit your financial needs and treatment costs.


carecredit-1CareCredit® can provide financing with low or zero interest rates and low monthly payments for patients who qualify. The online application is simple to fill out and is reviewed quickly for approval. Once you are approved, you can move forward with your dental treatment!

Contact OC Lifesmiles

For more information about financing, insurance, or payment for treatment, we invite you to contact our office to connect with a member of our team.

Dr. Cross has done such a fabulous job in the 8+ years I’ve been his patient, it leaves him with very little work to do on me these past few years. I appreciate how he embraces and has mastered cutting-edge technology. It’s also comforting that he remembers minor details about the condition of my teeth without even having to refer to my chart. The girls at the front desk have an equally impressive memory and are so sweet and friendly.

~ Happy Patient

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